Storm Damage Cleanup in Rhode Island
Storm damage cleanup in Rhode Island ranges from roof leaks after wind-driven rain to coastal and river flooding. The 1938 hurricane, Carol in 1954, the 2010 floods and Sandy in 2012 all caused major damage. Calls to (401) 466-0446 are connected with an independent local company through our free referral line.
Last updated October 15, 2026
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Which storms have caused major water damage in Rhode Island?
- 1938 hurricane: destroyed most of the fishing fleets in Galilee, Wickford and Bristol, according to NOAA. (NOAA 1938 hurricane report)
- Hurricane Carol, 1954: the National Weather Service reports 10 to 15 feet of storm surge across Rhode Island. (National Weather Service, Flooding in Rhode Island)
- March 2010 floods: the Pawcatuck River at Westerly set a record crest of 15.38 feet, per the USGS, and FEMA declared a federal disaster (DR-1894). (USGS) (FEMA disaster DR-1894)
What do official sources say about storm damage cleanup in Rhode Island?
- Ready.gov says floodwater should not be walked, swum or driven through, noting that six inches of moving water can knock a person down. (Ready.gov)
- It also says floodwater can be contaminated and contain dangerous debris, and that downed power lines can electrically charge it. (Ready.gov)
- Ready.gov says generators and other gasoline-powered equipment should be used only outdoors, away from windows. (Ready.gov)
How does insurance treat wind versus flood?
Triple-I says flood damage is excluded from standard homeowners policies. (Triple-I) Wind damage falls under the homeowners policy, and Triple-I reports Rhode Island hurricane deductibles may not exceed 5% of a home’s insured value. (Triple-I, hurricane deductibles) See the Rhode Island insurance FAQ.
Storm Damage Cleanup questions
Is wind-driven rain treated like flooding?
No. Triple-I says flood damage is excluded under standard homeowners policies, while wind damage is part of the homeowners policy, subject to any hurricane deductible.
What is the maximum hurricane deductible in Rhode Island?
Triple-I reports Rhode Island insurers may apply a hurricane deductible of no more than 5% of a home’s insured value.
Storm Damage Cleanup by town
- Westerly
- Charlestown
- South Kingstown
- Narragansett
- North Kingstown
- Exeter
- Hopkinton
- Block Island
- Barrington
- Bristol
- Warren
- Warwick
- West Warwick
- Coventry
- East Greenwich
- Cranston
- Providence
- Newport
- Johnston
- Pawtucket
- East Providence
- Middletown
- Portsmouth
- Jamestown
- Richmond
- Woonsocket
- Lincoln
- All 39 Rhode Island towns
Other service guides: Ice Dam Roof Leaks, Water Damage Restoration, Burst Pipe Cleanup, Flooded Basement Cleanup, Mold Inspection & Removal, Sewage Backup Cleanup. RI Water Damage Help home.
Who publishes this guide?
RI Water Damage Help, an independent referral website. We aren’t a franchise and don’t perform repairs. Sources for the local history are linked in each section. Feedback: help@riwaterdamage.com.
Request a free storm damage cleanup quote in Rhode Island
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Water damage in Rhode Island?
Calls to (401) 466-0446 are free and are connected with an independent local company.
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